When most Floridians first learn they may qualify for Social Security Disability Insurance, they assume benefits begin as soon as the claim is approved. That is not how the program works. Federal law builds in two separate waits: one for cash payments and another for Medicare. Understanding both rules—and the few exceptions—helps families plan bills and medical care during those critical first months. The five-month cash delaySSDI checks do not ... [Read More]

Many families are surprised to learn that a child’s medical condition is only half of the eligibility test for Supplemental Security Income (SSI). The other half is the household’s finances. Social Security “deems” a portion of a parent’s income and resources to the child, and that amount can push an otherwise-qualified youngster over the line. Why SSI rather than traditional Social Security disability Most minors do not have the work ... [Read More]

If you’re living with a disability in Florida, financial support may be available through federal benefit programs. Two of the most well-known options are Social Security Disability (SSD) and Supplemental Security Income (SSI). While both offer monthly payments to people who cannot work due to disability, they are very different in how they determine eligibility and how much money you can receive. Understanding these differences is important if you’re thinking ... [Read More]

A Social Security Disability (SSD) hearing is a crucial step in the disability benefits process. It’s often the point where many applicants finally get the chance to explain their condition directly to an Administrative Law Judge (ALJ). But what happens when your hearing, after months or even years of waiting, is unexpectedly rescheduled? It can be frustrating and confusing. However, understanding what to do next can reduce stress and help ... [Read More]

If you are living with a mental health condition that significantly impacts your ability to work and function daily, you may be eligible for Social Security Disability (SSD) benefits. While many people are aware that SSD benefits can help those with physical disabilities, there is often confusion about how mental health disorders are assessed under Social Security's disability guidelines. This blog will walk you through the process of qualifying for ... [Read More]

Children with disabilities may face challenges that affect their daily lives. These challenges can range from physical impairments to developmental delays, and in some cases, they can impact their ability to perform basic tasks. Fortunately, there are various programs available that provide financial assistance and support for children in need, including Social Security Disability (SSD) benefits. This post will explore whether children can qualify for SSD benefits and what other ... [Read More]

Applying for Social Security Disability benefits can be a confusing and often frustrating process. Unfortunately, many applicants are discouraged by misleading information or misconceptions that prevent them from pursuing benefits they may be eligible to receive. If you live in Florida and are considering applying for disability benefits, it’s important to understand the facts and separate them from common myths. In this post, we’ll explore several widespread misunderstandings about Social ... [Read More]

If you've received a denial for your child's Social Security Disability (SSD) claim, it's important to understand that you're not alone. Many claims are initially denied, but that doesn't mean you should give up. The appeal process exists for individuals who believe their child deserves benefits, and with persistence, many families can secure the financial support they need. Here's a clear, step-by-step guide on how to appeal a denied SSD ... [Read More]

Filing for Social Security Disability (SSD) benefits can feel overwhelming, especially if you’re already dealing with a medical condition that affects your daily life. Knowing what to expect during the process can make it less stressful and help you prepare for each step. In Florida, the Social Security Administration (SSA) manages SSD claims for individuals who cannot work due to severe disabilities. While the process is similar nationwide, understanding the ... [Read More]

Self-employed workers face unique challenges when applying for Social Security Disability benefits. Unlike traditional employees, they do not have an employer who pays Social Security taxes on their behalf. This can make the application process seem complicated. However, it's important to know that self-employed individuals can still qualify for Social Security Disability (SSD) benefits if they meet certain requirements. Understanding how SSD works for the self-employed is critical. Here’s what ... [Read More]